Eligible Health Care Expenses List

Cough drops are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Cough suppressant is an eligible over-the-counter (OTC) medication with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Cough suppressant reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Cough syrup is an eligible over-the-counter (OTC) item with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Cough syrup reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Medical or mental health counseling is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and health reimbursement account (HRA). Counseling not for a medical or mental health purpose will typically not qualify, such as marriage or family counseling, unless appropriate documentation is provided. In all types of counseling, an administrator may require a Letter of Medical Necessity. Counseling is not eligible for reimbursement with a dependent care flexible spending account (DFSA) or limited-purpose flexible spending account (LPFSA).

COVID-19 Test reimbursement (provided the full cost has not been covered by a health plan) is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). COVID-19 Test reimbursement is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

CPAP cleaning supplies are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). CPAP cleaning supplies reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

A CPAP hose holder is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). CPAP hose holder reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

A CPAP machine is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). CPAP machine reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

A CPAP mask and headgear are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). CPAP mask and headgear reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

CPAP pillows are generally eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). CPAP pillow reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

CPR class reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA), as it does not relate to the diagnosis, cure, mitigation, treatment or prevention of disease.

If used primarily to treat a medical condition, cranberry pills may be eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA) with a Letter of Medical Necessity (LMN). Cranberry pills are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

When used to treat a specific medical condition, the cost of cranial sacral therapy may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Cranial sacral therapy reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Crowns (dental) may be eligible if they are for dental treatment and not for a cosmetic purpose. A Letter of Medical Necessity from a medical professional may or may not be required for reimbursement through a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), health savings account (HSA) or health reimbursement arrangement (HRA). Dental crown reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Crutches are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Crutches reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).